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You know when these Banks like started Out like when and this blockchain Technology is rolling out they all Thought that they could kind of do the Closed Gard thing of web 2 and they Could just you know do their own little Ecosystem and that they would have to Bring all the customers to them what They're realizing is that that's not Going to work that's not going to Sustain them they're going to need cross Chain capability and so each bank will Have its own chain its own liquidity but It's going to have to connect to the Other Banks and to the other liquidity And that's what's so awesome about ccip And chain link because it's not a Settlement later like Banks the way they Look at it is they don't need a Settlement later they already have that Right what they need is a connection Point to connect to the liquidity and That's kind of like what chain link is Building