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I'm like holy people ensure their Wealth I'm like I learned how to Ure my Life I've had a turn policy forever and I couldn't even Conceptionally understand it until I Started to dive deep into it I'm like Holy this is a tax code the 401K is A tax code 401K Creator is quoted saying In 1978 that he created a product I'm Paraphrasing that made the Wall Street Wealthier the guy that created the 401K The reason why they created the 401K was To pass the cost on to you okay the risk On to you and it saves them a ton of Money so they got double dipped they Passed the risk on to you and they save A ton of money by doing a 401k and hey It's on you and they tax you on the back End