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Printing of money low interest rates Money flowing like water money moving Through the system and then all of a Sudden they Slamm the brakes on raised Interest rates inflation went through The roof we have banks that are Overleveraged now and Jamie Diamond is Like hey there's a couple things Happening here interest rates going up Okay that's going to hurt the middle Class big time because it hurts their Ability to borrow when they had the Ability to extend their income so if you Make $100,000 and you can borrow $30,000 You've Now basically extended your income to 30,000 hoping that in the future you'll Be able to pay that right you're Borrowing against your future self well Now debt is more expensive okay the Average American needs to make about $160,000 a year just to be in middle Class just to be middle class okay Another thing he talked about and Jerome Pal warned about this as well is Jerome Pal in 2021 said he's worried I'm Paraphrasing he's worried about the Middle class coming back to a new Economy leverage towards technology