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Want to talk about how could xrp be Affected Bank of America has been in Talks with ripple we've seen many American firms acknowledge the utility Of what Ripple's built for xrp why is Everyone sitting on the sidelines what Are we really waiting for after the Denial of the appeal from Judge Torres Well I have to guess but I mean I think It goes back to what I think it was Either Johnny or Mario had said early on Is that you know banks are very Conservative and they're not going to Get out of step with the regul ators or Legislators it's just not going to Happen right and I believe that's the Reason we've seen The Regulators do the Bidding for the banks right the king of The mountains right The Gatekeepers Right the central monopolists